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Thursday, December 1, 2016

5 Reasons Why Homeownership is a Good Financial Investment


5 Reasons Why Homeownership Is a Good Financial Investment
According to a recent report by Trulia, “buying is cheaper than renting in 100 of the largest metro areas by an average of 37.7%.” That may have some thinking about buying a home instead of signing another lease extension. But, does that make sense from a financial perspective?
In the report, Ralph McLaughlin, Trulia’s Chief Economist explains:
“Owning a home is one of the most common ways households build long-term wealth, as it acts like a forced savings account. Instead of paying your landlord, you can pay yourself in the long run through paying down a mortgage on a house.”
The report listed five reasons why owning a home makes financial sense:
  1. Mortgage payments can be fixed while rents go up.
  2. Equity in your home can be a financial resource later.
  3. You can build wealth without paying capital gains.
  4. A mortgage can act as a forced savings account.
  5. Overall, homeowners can enjoy greater wealth growth than renters.

Bottom Line

Before you sign another lease, let’s get together and discuss all your options.

Saturday, November 26, 2016

Congratulations!

Congratulations to this cute couple on your first home and your upcoming wedding next month! You have a beautiful home to move into together! David Duke​, thanks for being an awesome loan officer!! 🏡#karidyerealtor


Friday, November 18, 2016

Monday, November 14, 2016

Gratitude is Everything!


Why Waiting Until After the Holidays to Sell Isn't Smart!

Every year at this time, many homeowners decide to wait until after the holidays to put their homes on the market for the first time, while others who already have their homes on the market decide to take them off until after the holidays. Here are six great reasons not to wait:
  1. Relocation buyers are out there. Companies are not concerned with holiday time and if the buyers have kids, they want them to get into school after the holidays. 
  1. Purchasers that are looking for a home during the holidays are serious buyers and are ready to buy.
  1. You can restrict the showings on your home to the times you want it shown. You will remain in control.
  1. Homes show better when decorated for the holidays. 
  1. There is less competition for you as a seller right now. Let’s take a look at listing inventory as compared to the same time last year:Why Waiting Until After the Holidays to Sell Isn’t a Smart Decision | Keeping Current Matters
  1. The supply of listings increases substantially after the holidays. Also, in many parts of the country, new construction will continue to surge reaching new heights in 2017, which will lessen the demand for your house.

Bottom Line

Waiting until after the holidays to sell your home probably doesn't make sense.




Tuesday, November 8, 2016

The Election

I have intentionally kept political comments to myself this year but I want to ask one thing of you all today. No matter who wins the election tonight, let's GRACEFULLY accept the results and work every day to show love to our neighbor, show kindness to those around us and demonstrate our integrity as a people by uniting as citizens of this beautiful country! #wearesoblessed


Monday, October 17, 2016

The Cost of Renting vs. Buying

Some Highlights:

  • Historically, the choice between renting or buying a home has been a close decision.
  • Looking at the percentage of income needed to rent a median priced home today (30%) vs. the percentage needed to buy a median priced home (15%), the choice becomes obvious.
  • Every market is different. Before you renew your lease again, find out if you could use your housing costs to own a home of your own!
Do You Know the Cost of Renting vs. Buying? [INFOGRAPHIC] | Keeping Current Matters

Monday, September 19, 2016

Home Prices Up 5.61% Across The Country!

Some Highlights:

  • The Federal Housing Finance Agency (FHFA) recently released their latest Quarterly Home Price Index report.
  • In the report, home prices are compared both regionally and by state.
  • Based on the latest numbers, if you plan on relocating to another state, waiting to move may end up costing you more!
  • Vermont was the only one state where home prices are actually lower than they were last year.

Wednesday, August 31, 2016

Agent of the Month!

July was an awesome month to buy or sell a house! They gave me the honor of top agent in the whole company and over $2 million in real estate sold...in 1 month!! Thank you to my Broker, Bruce Tucker who is one of the best problem-solvers I have ever met and to my husband who supports me while I work a job that I LOVE!



Thursday, August 18, 2016

Surrounded by the Best!

I am so thrilled to be a part of this club. I am blessed to be surrounded by the best of the best! 

SOLD!

Where Are Home Prices Headed Over the Next 5 Years?

Today, many real estate conversations center on housing prices and where they may be headed. That is why we like the Home Price Expectation Survey.
Every quarter, Pulsenomics surveys a nationwide panel of over one hundred economists, real estate experts, and investment & market strategists about where they believe prices are headed over the next five years. They then average the projections of all 100+ experts into a single number.

The results of their latest survey:

Home values will appreciate by 4.5% over the course of 2016, 3.6% in 2017 and about 3.2% in the next two years, and finally 2.9% in 2020 (as shown below). That means the average annual appreciation will be 3.5% over the next 5 years.
The prediction for cumulative appreciation increased over a full point from 17.5% to 18.7% by 2020. The experts making up the most bearish quartile of the survey are still projecting a cumulative appreciation of 11.1%.

Bottom Line

Individual opinions make headlines. We believe the survey is a fairer depiction of future values.

Another Happy Buyer!!